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astas
Checking API
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Get paid, with an AI that learns your business.

Astas is the AI-native credit management platform that becomes more capable every quarter as the underlying models improve — without rebuilds. Built for B2B finance teams who treat receivables as a strategic surface, not a back-office cost center.

See what's inside →

Architectural pillars

AI-native, not AI-bolted-on

Seven-layer abstraction so a new SOTA model is integrated in days, not months. Model swaps, capability versioning, and agent-framework upgrades land as configuration, not rewrites.

Event-sourced from day one

Every action — by an agent, by a human, by an integration — is an append-only event. Audit trails, time-travel debugging, and EU AI Act compliance are the foundation, not a feature.

Multi-entity from day one

Holding structures, subsidiaries, per-entity letterheads and IBANs. The data model supports it from the start; the UI hides it when there is only one entity and exposes admin switchers when there are several.

What's inside

Astas ships with the surfaces a credit team actually uses every day. Each one is its own URL, its own audit trail, and its own API — built for operators and for the AI agents that work alongside them.

Inbox
AI classifies inbound customer email, drafts replies in the tone you configure per workflow, and surfaces every action in an audit log.
Collections workflows
Friendly / Standard / Strict ship out of the box. Policy-as-data so you tune dunning per segment without code deploys.
Disputes
AI gathers evidence, classifies the dispute, retrieves similar past cases, and proposes a resolution path you sign off on.
Cash forecast
Daily projection per currency with weekly bucket detail. Deterministic V1 with confidence bounds; richer payment-behavior modeling lands as the data accumulates.
Risk + exposure
Per-customer risk score combining payment behavior with future credit-bureau signals. Bands surface as color-coded badges across the operator UI.
Pattern detection
Deterministic detectors over your active state surface "stuck" invoices, dispute clusters, and high-value risk in one tile.